Kredit Pintar Apk is an online money lending app by Kredit Pintar Indonesia. If you apply here you have a chance to get a loan limit of up to IDR 20,000,000. Of course, you don't get such a high nominal amount right at the beginning of the application, but you gradually adjust your creditworthiness.
The loan term you can avail of ranges from 91 days to 360 days with term options from 3 months to 1 year. However, the choice of duration is not the same for each user but is adjusted according to the balance reached. For example, if your credit limit is 3 million, the longest term is only 3 months. However, future options will be more diverse for those of you with higher bank balance limits.
The advantage of Kredit Pintar over other loan applications is the processing time. With the artificial intelligence system available to you, you will receive the results of your mailing in just 5 minutes. Is it ok or try again later? If you need money now, this app can do it.
About Kredit Pintar Apk
Fintech peer-to-peer lending company Kredit Pintar Apk is promoting financial inclusion in the country with its public loans, which have reached IDR 23.8 trillion since its launch in 2017. said that as a platform licensed by the Financial Services Authority (OJK), his party aims to improve financial access and contribute more to the service users' quality of life.
"With one in two borrowers using Kredit Pintar for small business or education, we look forward to doing more to improve consumers' access to finance and quality of life," Wise said in Jakarta on Thursday. Wisely, a total of IDR 23.8 trillion was disbursed over a 12-month period to people with average loan amounts between IDR 600,000 and IDR 20 million.
The company currently serves more than 6 million Indonesians. The number of downloads of the Kredit Pintar application on Google Play has reached more than 10 million times. It will continue to expand in 2021, with a strategic partnership with MNC Bank to further improve public financial inclusion. Expertly Issued aims to offer users loans at affordable, fast, and safe interest rates. It is also a form of the company's commitment to comply with the government's request to make credit available to the public at low-interest rates.
In addition to building partnerships with banks, It has also expanded its products in 2021, introducing top-up, bill paying, and Smart Score features that allow users to view their credit scores. in a concerted effort to improve people's financial literacy, his party has partnered with Karir.com to provide tips on finance and lifestyle and also launched the Smart Discover Forum.
The company educates consumers about financial education. Meanwhile, Kredit Pintar Apk aims to engage with various stakeholders from digital finance platforms and regulators in 2022 to better serve MSMEs. "We have the vision to become the leading digital financial services brand in Indonesia, and we have a variety of attractive product cards and we will offer more services to Indonesians," Wizli said.
What is Kredit Pintar Apk?
Kredit Pintar Apk is a Financial Technology (Fintech) company with a strong technical background. It was the first company to use artificial intelligence to determine a user's creditworthiness. The company was founded in 2017 by CEO Vizli Reinharda Vijaya, a graduate of California Research University, Berkeley.
Only an identity card (KTP) is required for the data analysis process. By adding alternative data such as social media, telecom, and e-commerce data, a credit profile of each borrower can be derived. This profile then becomes a credit score that determines the credit limit used. All these processes happen in the blink of an eye, or if I want to say duration, about 5 minutes.
Kredit Pintar no longer accepts money from individuals (lenders), they only accept institutions as lenders or so-called super lenders. They work together with banks and multi-finance companies. This is done so that the funds for the loan can be generated in less time.
Office address
Kredit Pintar Apk office is located in the Treasury Tower, a 279.5-meter-high skyscraper in District 8 Complex, SCBD, South Jakarta. You can easily find driving directions in this direction by searching on Google Maps.
Complete address of Smart Schufa:
- District 8 Khazana Tower LT 53 Sudirman Central
- Commercial Area (SCBD) Lot 28
- Jali Gend Sudhirman Kau 52-54 Senayan
- Kebayoran Baru, South Jakarta 12190
Highlights:
Online Money Lending Products
- The term of the online loan varies between 91 and 360 days
- Cash loan limit up to 20,000,000 IDR
- Low Interest: Choose a 180-day cash loan at IDR 6,000,000, - After deducting the upfront fee, the total payment is IDR 6,000,000 + (IDR 6,000,000 * 0.099% * 180 days., 0907) = IDR.
- The annual interest rate is not more than 36%
- Create loan requests in KTP without cash, bank account, and collateral.
- Kredit Pintar provides online credit services for your various needs. An Rs loan on the App can be used for production and daily necessities.
- The App Online Money Lending is also authorized and monitored by the OJK.
It is committed to providing secured loan financing in Rs. Benefits of Kredit Pintar:
- Low interest and service fees
- No guarantee
- Easy payment
- 24-hour service from Rs
- Protect your privacy
Kredit Pintar and Online Cash Loans help by providing online loans with easy installments.
How do I apply for a smart loan online?
- Download Kredit Pintar from Google Play Store.
- Sign in with the mobile number
- Download your personal information correctly
- Select the loan amount and desired term online
- Acceptance of Credit Applications
- 18+
- Pay in less than 24 hours
With Kredit Pintar, you can get a cash advance anytime, anywhere. Online Rupee Loans Easy and Safe!
How to pay back your money loan online:
- You can pay your bills via bank transfer, M-Banking, Blupay, Alfamart, Alfamedi, Alfa Express, Lawson, and DAN+DAN.
- Kredit Pintar partner banks: BCA, Mandiri, BRI, BNI
How to avoid online loan fraud:
Quick cash loan scams are often carried out in the name of various authorized online lending funds like Kredit Pintar Apk. Scammers often offer unsecured loans that can be taken out through WhatsApp without downloading the app.
If you receive this message, do not proceed with the submission process to avoid fake online loan applications.
If it's urgent and you need to borrow money in rupees, don't be fooled by fast and smooth online loan applications that are not monitored by OJK. To get an official online loan, we download the Kredit Pintar application. A cash loan provider offers easy and efficient access to cash loans.
How to download and install the Kredit Pintar Apk?
This unique property ensures that its users are always protected. If you cannot find this app in the Google Play Store, you can always download it from this website. Follow the steps below to install this app on Android devices before completing the idea.
- Go to "Unknown Sources" in Settings. After that, go to Security and enable the Security option.
- Go to the download manager of your Android device and click on Kredit Pintar. Now it's time for you to download it.
- Two options can be found on the mobile screen. There are two ways to install an operating system and all you have to do is boot it quickly on your Android device.
- You will see a popup with options on your mobile screen. You have to wait a while for it to appear.
- When all downloads and installations are complete, just click the "Open" option and open the screen on your mobile device.
What are the profits and consequences of downloading the Kredit Pintar Apk File directly?
Pros:
- You can download any version of the application directly from the third-party website. You can have the app archives of most versions and you can download them according to your needs.
- Unlike Play Store, downloading is instant, you don't have to wait for the review process, etc.
- After downloading, there is an APK file on your memory card/system memory. So you can uninstall and reinstall them many times without downloading them.
Cons:
- Downloading apps from third-party sources is not usually checked by Google. So it can be harmful to your phone.
- APK files may contain viruses that steal data from your phone or damage your phone.
- Your apps won't automatically update because they don't usually have access to the Google Play Store
Frequently Asked Questions
Q: How can ApkResult.com guarantee 100% security for the Kredit Pintar App?
A: If someone wants to download an APK file from ApkResult.com, we check the relevant APK file on Google Play and allow users to download it directly (of course they are cached on our server). The APK file will be found in our cache if it does not exist in Google Play.
Q: Does installing an APK from ApkResult.com allows updating it from the Play Store?
A: Yes, of course. The Play Store installs from Google’s servers, with the exception of downloading and installing your service, and page loading from websites like ApkResult.com is the same.
After you download the new version of the app, an update will begin immediately.
Q: How come to Android App Permission is required in order to download Kredit Pintar Apk?
A: Applications need to access certain devices' systems. As soon as an application is installed, you will be informed of all the permissions it requires.
Conclusion
This review must have fulfilled all your queries about the Kredit Pintar Apk, now download this amazing app for Android & PC and enjoy it. Apkresult is a safe source to download APK files and has almost all apps from all genres and categories.
For any discrepancy, please comment your thoughts in the comment section or email us at the official email id provided in the contact us section.
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