OPay Apk offers users a streamlined way to send and receive money, pay bills, order groceries, and more. This article will show you how to download and install the App on your Android device. Also, we will tell you about some of the features of this app and how to use it effectively.
Opay Business Apk is a Nigeria-based fintech company founded in 2018 by Chinese investors. It has made significant strides since its inception and now offers an app to help you manage your finances on the go. At Opay you can open your account with your phone number, NIN, BVN, or other means of national verification. You will enjoy a great welcome bonus!
It is authorized by CBN, insured by NDIC, and trusted by over 18 million users. With the Opay Business Apk, you can manage all your payments from one app, enjoy free transfers and transaction bonuses, and get free debit cards with bonus offers. Benefit from 15% annual interest on flexible savings deposits.
About OPay Apk
OPay Apk is the leading mobile payment platform in Nigeria with over 8 million users. When it comes to money and lifestyle, security is just as important as access. It attaches great importance to the security of its user's information, as all data entered on the platform is encrypted in the background. We also have a dedicated risk control section to catch malicious users and protect your wallet and privacy.
- Your money and information are safe with us.
- OPay gives you easy access to funds anytime, anywhere.
- Rental products:
- Loan amount: NGN 2,500 - NGN 60,000
- Loan Term: The shortest term is 91 days and the longest term is 365 days
- Set-up costs (maximum): 24% per year
Example: If you choose a loan limit of NGN 10,000 with a term of 1 year, the total outstanding amount is: 10,000 * 0.0006 * 365 = NGN 2,190
When it comes to money and lifestyle, security is just as important as access. It is a mobile wallet developed by Opera and designed for Android and IOS devices. It allows you to have an easy and comfortable life with the touch of a button on your phone.
With the App you can order cheap bike tours with Oride, pay and receive with Opay QR, pay for data and airtime, transfer money, eat, and much more. With all the features built into the OP platform, you don't need to have so many apps on your phone, you can do everything from one app.
What is OPay Apk?
Download the OPay Apk for Android to pay bills, buy airtime, data, and more. At an affordable price. This is the official OP mobile application. The referral program allows you to earn money by inviting your friends to download the application. In fact, you can earn over 900,000 Naira through the Open Referral Program.
Note that Opay Business Apk is one of the leading fintech companies offering online banking services to its users, especially in Nigeria. The secret is to get enough people to download the app and redeem your referral code because once you do, you and your friend will get a bonus. Brought to you by Opay Digital Services Limited, OPay is a versatile mobile application that allows you to make multiple online transactions from your phone at an affordable price with no additional charges.
More than a million users now rely on OPay every day to give services such as cheap bike, trike, and bus rides, instant loans, meal delivery, scan payments, money transfers and withdrawals, transfer time, purchases, and data withdrawals to pay for your Bills, fund your Bet9ja account, pay for your cable subscription and order groceries and groceries.
Ope has grown into a super app in Nigeria in a very short time. Additionally, content creators on Opera Hub are deposited directly into their Opera account and the money can be redeemed in their bank accounts or used for other transactions through the app.
OPay Apk Features
Ki Jai Ho (Oride) Bike: Opay Apk allows you to rent a bike and pay instantly from your Opay account. Recommend Oride to a friend and receive vouchers for free rides with Oride.
Pay by Scan (Opay QR): You can pay and receive cashless by simply scanning the OPay QR code. It's very convenient, fast, safe, and free.
Mobile data (airtime): Buy airtime for your family or friends from any network with the OPay Apk.
Send and request money (bank transfer): Choose from your address book or enter a phone number to send or request money for free.
Multiple funding options (add money): Adding money to your wallet is very simple. You can top up through your banking app or by adding your cards.
Cable Television (TV) Subscribers: You can use OPay to pay for your GOTV, DSTV, and START TIMES subscriptions, and the best part is we won't charge you any additional fees.
Electricity Bill (Electricity): You can pay your prepaid electricity through Opay and we don't charge any convenience fees.
Order Food (OFood): You can order food from your favorite leading restaurants through the OPay app.
Deposit/Withdrawal: Find nearby agents to withdraw or cash out
Betting: Fund your Bet9ja and SupaBet wallets from your App
Hail to a Bus (OBus): You can use OBus to take a public bus for a safe, comfortable, and economical ride, which can simplify payment and reduce the stress of traveling in Lagos.
Equity Investment (Owealth): You can use the Opay Owealth investment platform to invest where you can invest from as little as N500 and get a return on your investment.
Highlights
Lots of flexible storage devices:
Earn 18% APR when you save with Opay, get expert money management, and reach your goals faster.
Real estate savings:
Keeping your money in Ovaleth can save you 15% annual interest and earn daily returns. Real estate funds can also be used for transactions.
Fixed Savings:
A fixed Savings Plan makes it easier to achieve certain goals or projects because you can save for 7 days and earn up to 18% interest per year with Fixed Savings Plan.
Savings goal:
Targeted Savings allows you to save for specific goals like a wedding, a new car, a new business, house rent, college tuition, vacation, etc. And earn 15% annual interest on your savings plan. You can save at intervals of your choosing and easily track your savings.
Savings in the Treasury:
You can set up an automatic daily, weekly, or monthly savings plan with Safebox and earn up to 15% annual interest on your savings.
Spend and save:
Spend and Save helps develop healthy savings habits because you can save a percentage of money spent or transferred and earn daily returns on your savings at 15% interest per year.
We're beyond the bank:
- OPay Apk is authorized by CBN, insured by NDIC, and trusted by over 18 million users
- Easy and quick account opening with your phone number, NIN, BVN, or other means of national verification and enjoy a great welcome bonus
- Manage all payments from one app and enjoy free transfers and transaction bonuses
- Free debit card with bonus
- Up to 15% annual interest on flexible savings with daily compounding and unlimited payouts
- 24/7 customer support is always available for you.
For example:
- Investment: ₦50,000 for one year on fixed savings
- Interest Amount: ₦50,000 x 18% x 365/365 = ₦9,000
- Payout Amount: ₦50,000 + ₦9,000 = ₦59,000
- Note: Choose a different product or term, the annual interest rate may be different, but the calculation formula is the same.
Different loan types:
Lending Period: We require 91 days to 365 days* of repayment. Loan Amount: NGN 3,000 to NGN 500,000. Interest Rate: Our interest rate is calculated at a minimum of 0.1% to 1% per day. Annual Percentage Rate (APR) 36.5% to 360%.
Example of an Okash Loan For example, the repayment period of the loan is 91 days and the interest is 9.1%. For a loan with a principal amount of NGN 3,000, the interest is NGN 273,
The total amount to be paid is NGN 3,237. The total for the first month is N1,093, the interest is N93, and the total due in The second month is N1,090, the interest is N90, and the total in the third month is N1,090, and the interest is N90.
Easy money:
- Loan Amount: NGN 3,000 to NGN 1,000,000.
- Duration: We require a repayment period of 91 days to 365 days.
- Interest rate: 5%-10% per month, APR60%-120%
- 5% monthly interest rate with a loan term of 91 days.
- For loans with a principal amount of ₦3,000, the interest is ₦273; The total amount to be paid is ₦ 3,273.
- So the refund for the first month is ₦1091.
- The refund for the second month is ₦1091.
- The payment for the third month is also ₦1091.
There are many things you can do with OPay:
Add money and transfer.
Keeping money in a wallet is safe and convenient. It offers you transparent services and above all: free and discounted services! Benefit from free OPay Apk transfers!
Chat with friends.
OP offers you a convenient chat to communicate with your friends in real-time and sends you money for free. You can also make free voice calls and group chats with your friends and family on Opay.
High-interest rates on savings.
We have three different types of savings products available in the app; FlexiFixed pays you 1% interest every month. For example: Suppose you invest NGN 10,000 for 30 days. After 30 days you will earn the following interest: NGN 10,000 x 1% / 30 days * 30 days = 99 nairas. Or get back 10,099 nairas after 30 days guarantee.
OWealth pays you 10% interest every year. For example: Suppose you invest N50,000 for a year. At the end of your annual savings term, you will earn the following interest: NGN 50,000 x 10% / 100 = NGN 5,000, which means you will get back NGN 55,000 at the end of your savings period. PS: You can withdraw your money at any time without any additional costs.
deposit and withdrawal.
Our network of 300,000 dealers will provide these services. Easily find retailers near you and do your daily transactions right in the app.
How to download and install the OPay Apk?
This unique property ensures that its users are always protected. If you cannot find this app in the Google Play Store, you can always download it from this website. Follow the steps below to install this app on Android devices before completing the idea.
- Go to "Unknown Sources" in Settings. After that, go to Security and enable the Security option.
- Go to the download manager of your Android device and click on Opay Business Apk. Now it's time for you to download it.
- Two options can be found on the mobile screen. There are two ways to install an operating system and all you have to do is boot it quickly on your Android device.
- You will see a popup with options on your mobile screen. You have to wait a while for it to appear.
- When all downloads and installations are complete, just click the "Open" option and open the screen on your mobile device.
What are the profits and consequences of downloading OPay Apk directly?
Pros:
- You can download any version of the application directly from the third-party website. You can have the app archives of most versions and you can download them according to your needs.
- Unlike Play Store, downloading is instant, you don't have to wait for the review process, etc.
- After downloading, there is an APK file on your memory card/system memory. So you can uninstall and reinstall them many times without downloading them.
Cons:
- Downloading apps from third-party sources is not usually checked by Google. So it can be harmful to your phone.
- APK files may contain viruses that steal data from your phone or damage your phone.
- Your apps won't automatically update because they don't usually have access to the Google Play Store.
Frequently Asked Questions
Q: How can ApkResult.com guarantee 100% security for the OPay App?
A: If someone wants to download an APK file from ApkResult.com, we check the relevant APK file on Google Play and allow users to download it directly (of course they are cached on our server). The APK file will be found in our cache if it does not exist in Google Play.
Q: Does installing an APK from ApkResult.com allows updating it from the Play Store?
A: Yes, of course. The Play Store installs from Google’s servers, with the exception of downloading and installing your service, and page loading from websites like ApkResult.com is the same.
After you download the new version of the app, an update will begin immediately.
Q: How come Android App Permission is required in order to download Opay Business Apk?
A: Applications need to access certain devices' systems. As soon as an application is installed, you will be informed of all the permissions it requires.
Conclusion
This review must have fulfilled all your queries about the OPay Apk, now download this amazing app for Android & PC and enjoy it. Apkresult is a safe source to download APK files and has almost all apps from all genres and categories.
For any discrepancy, please comment your thoughts in the comment section or email us at the official email id provided in the contact us section.
